VIP Enterprises and VIP Financial Education (VIP) is committed to protecting your privacy both online and offline. We have developed a process and technology that gives you the most powerful and safe experience. This Statement of Privacy governs data collection and usage. By using the VIP Financial Education website and/or following any offerings provided by VIP, you consent to the data practices described in this statement.
Collection of your Personal Information
VIP collects personally identifiable information, such as your e-mail address,name, home or work address or telephone number. VIP may also collect anonymous information, which is not unique to you, such as your ZIP code, age, gender,preferences, interests and favorites. We will also invite Students to voluntarily provide confidential financial information such as account limits/balances/rates/payments/and lenders. We are very careful to reduce the need for any high risk information to be shared and only provide access to such information to highly screened and certified employees.
There is also information about your computer hardware and software that is automatically collected by VIP. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by VIP Financial Education for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the VIP Financial Education website.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through VIP public message boards, this information may be collected and used by others. Note: VIP Financial Education does not read any of your private online communications.
VIP Financial Education encourages you to review the privacy statements of websites you choose to link to from VIP Financial Education so that you can understand how those websites collect, use and share your information. VIP Financial Education is not responsible for the privacy statements or other content on websites outside of the VIP Financial Education and VIP Financial Education family of websites.
Under no circumstances does VIP share, disclose, distribute, sell, rent or abuse your private data described above to any 3rdparty without your consent.
Use of your Personal Information
VIP collects and uses your personal information to operate the VIP Financial Education website and deliver the services you have requested. VIP Financial Education also uses your personally identifiable information to inform you of other products or services available from VIP Financial Education and its affiliates. VIP Financial Education may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. At no point are account numbers or social security numbers required to perform the services offered.
VIP Financial Education may, from time to time, contact you based on needs or desires you have described, on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number,financial circumstances), unless written permission is granted, is not transferred to the third party. All online or onsite education where you provided written feedback can be shared with guest experts who also taught the class. This is only per your written request.
In addition, VIP may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to VIP Financial Education, and they are required to maintain the confidentiality of your information.
VIP Financial Education does not use or disclose sensitive personal information,such as race, religion, or political affiliations, without your explicit consent.
VIP keeps track of the websites and pages our customers visit within VIP Financial Education, in order to determine what VIP Financial Education services are the most popular. This data is used to deliver customized content and advertising within VIP Financial Education to customers whose behavior indicates that they are interested in a particular subject area.
VIP Financial Education websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on VIP Financial Education or the site; (b) protect and defend the rights or property of VIP Financial Education; and, (c) act under exigent circumstances to protect the personal safety of users of VIP Financial Education, or the public.
The VIP Financial Education website use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a webpage server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize VIP Financial Education pages, or register with VIP Financial Education site or services, a cookie helps VIP Financial Education to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same VIP Financial Education website, the information you previously provided can be retrieved, so you can easily use the VIP Financial Education features that you customized.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the VIP Financial Education services or websites you visit.
Security of your Personal Information
VIP secures your personal information from unauthorized access, use or disclosure.VIP secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure including through use of an SSL Cert. When personal information (such as a credit card number) is transmitted to other websites, itis protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
VIP is not responsible for privacy of any information provided to 3rd party vendors available through any VIP Enterprises, LLC website.
Changes to this Statement
VIP will occasionally update this Statement of Privacy to reflect company and customer feedback. VIP encourages you to periodically review this Statement to be informed of how VIP Financial Education is protecting your information.
VIP welcomes your comments regarding this Statement of Privacy. If you believe that VIP has not adhered to this Statement, please contact VIP at ContactUs@VIPFinancialEducation.com or call 866-969-2738. We will use commercially reasonable efforts to promptly determine and remedy the problem.
To your continued success,
VIP Enterprises, LLC.